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Short-Term Loan Rates Explained

A Short-Term Loan is an unsecured loan for a set period of days. The cost of the loan is usually a set % per £100 borrowed. The loan is generally used to bridge the gap between paydays, to cover lifes little emergencies such as your car breaking down or an unexpected bill. If you take out a Short-Term Loan you should know and understand the fixed amount that you are required to repay with the loan. This information is always clearly noted on your contract and explained in our stores when applying for a Short-Term Loan for the first time.

When you come to us for short-term cash there are no hidden fees or charges for setting up your loan. Our customers know exactly where they stand!

For details on our costs and charges please click here.

Short-Term Loans are not recommended as a long term financial solution. Don't over commit and always borrow the amount you are able to repay on time.

All loans are subject to credit and affordability checks. Customers must be 18+. Unpaid loans may attract a default fee and additional interest.

Short-Term Loans are expensive if used for longer term borrowing. The cost of a Short-Term Loan will be relatively more expensive if the loan is taken for a shorter period as we charge a fixed rate of £29.99* or £29.85 per £100 borrowed regardless of the initial loan term.

*Higher rates may be applied in certain areas.

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The Money Shop - Consumer Education
The Money Shop - Consumer Education
Information provided on the consumer education portal of this website is believed to be accurate and reliable when placed on this site. The Money Shop cannot guarantee it is accurate, complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. You should seek guidance from a certified financial advisor or credit counsellor for advice that is applicable to your specific situation.

© 2015 Instant Cash Loans Ltd. All rights reserved.
The Money Shop is a trading name of Instant Cash Loans Ltd who are authorised and regulated by the Financial Conduct Authority in relation to credit-related activities.
Registered in England and Wales as Instant Cash Loans Ltd. Registered Address: 6 Bevis Marks, London, EC3A 7BA. Registered Number: 2685515. VAT Number 896 1022 16.

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